When it comes to crypto regulatory requirements, the rules that govern how digital assets can be issued, traded, and taxed by governments and financial institutions. Also known as digital asset compliance, these rules now directly impact whether you can hold Bitcoin in your wallet, earn interest on Ethereum, or even use a decentralized exchange without risking your funds. This isn’t about vague warnings anymore—it’s about laws that are active, enforced, and changing every month.
In 2025, the U.S. crypto regulation, the first federal framework for digital assets in the United States, centered on stablecoins and investor protection. Also known as GENIUS Act, it requires stablecoin issuers to hold 100% reserves in cash or short-term Treasuries, bans interest payments on stablecoins, and splits oversight between the SEC and state regulators. That means if you’re using USDC or USDT, you’re now dealing with a financial product under federal law, not just a crypto token. Meanwhile, countries like Pakistan have legalized crypto holdings under new agencies like PVARA, while Cambodia blocks almost all crypto transactions through its banking system. The same coin can be legal in one country and frozen in another.
These rules don’t just affect exchanges—they hit your wallet. If you’re staking ETH or using DeFi protocols like Biswap v2 or PancakeSwap V3, you’re participating in activities that may now require KYC, reporting, or even licensing depending on where you live. Tax rules are equally strict: the IRS now treats crypto as property, and Form 1099-DA is mandatory for brokers. That means even if you didn’t cash out, you might owe taxes on trades between tokens. And if you’re using non-custodial wallets to avoid restrictions in banned countries, you’re still responsible for reporting gains—even if no bank or exchange is involved.
What you’ll find below isn’t theory. These are real cases: scams disguised as airdrops, exchanges that vanished overnight, and legal loopholes that let people cut crypto taxes using residency programs like Puerto Rico Act 60. Some posts expose fake tokens with zero trading volume. Others show how to hold crypto safely when banks won’t touch it. This isn’t a list of opinions—it’s a collection of what’s actually happening on the ground in 2025, under real rules, with real consequences.
AUSTRAC registration is mandatory for all crypto exchanges trading fiat and crypto in Australia. Learn the 2025 requirements, upcoming 2026 changes, and how to avoid fines or criminal charges.
