Terms
Acceptance of Terms
These Terms of Service ("Terms") govern your access to and use of the websites, content, tools, and services provided by NGL LAW ("NGL LAW," "we," "us," or "our"), including without limitation the website located at ngllaw.net and any associated applications, features, or content (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Services.
These Terms constitute a legally binding agreement between you and NGL LAW. You represent and warrant that you have the authority to agree to these Terms on behalf of yourself or the entity you represent.
About NGL LAW
NGL LAW - Next-Gen Ledger and Wall Street Intelligence provides market data, analytics, research, educational materials, and commentary relating to cryptocurrencies, blockchain, and global equity markets. NGL LAW is not a law firm, investment adviser, broker-dealer, commodity trading advisor, or tax advisor. The Services are provided solely for informational and educational purposes.
Eligibility
You must be at least 18 years old, or the age of majority in your jurisdiction, whichever is higher, to use the Services. If you are between 13 and 18 years old, you may use the Services only with the consent and supervision of a parent or legal guardian who agrees to be bound by these Terms on your behalf. The Services are not intended for children under 13.
Changes to the Services and Terms
We may modify these Terms at any time in our discretion. Material changes will be effective upon posting to the Services or as otherwise stated. Your continued use after changes become effective constitutes acceptance of the revised Terms.
We may modify, suspend, or discontinue any part of the Services at any time without liability, including availability of features, databases, or content.
Account Registration and Security
To access certain features, you may be required to create an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account. You agree to notify us promptly of any unauthorized access or security breach. We reserve the right to refuse, suspend, or terminate accounts at our discretion.
Market Data, Research, and Educational Content
The Services may include price quotes, charts, order books, on-chain analytics, news, economic indicators, strategy notes, tutorials, or commentary. Market data (including crypto and equities data) may be provided by third parties and may be delayed, incomplete, inaccurate, interrupted, or contain errors. Data and content are provided solely for informational and educational purposes and are not intended as the basis for any investment, trading, legal, or tax decisions.
Exchange rules and data-vendor agreements may restrict use, redistribution, and display of market data. By using the Services, you agree to comply with applicable exchange and data-provider terms and not to redistribute, resell, or make commercial use of market data received through the Services without our express written permission.
No Investment, Legal, or Tax Advice
NGL LAW does not provide investment, financial, legal, accounting, or tax advice or recommendations. Nothing on the Services constitutes an offer, solicitation, or recommendation to buy or sell any security, cryptocurrency, derivative, or other financial instrument. You are solely responsible for your use of the Services and for any decisions made or actions taken based on the content. Consider your individual circumstances and consult qualified professionals before making financial, legal, or tax decisions.
Third-Party Services, Links, and Integrations
The Services may reference or link to third-party websites, exchanges, wallets, brokers, analytics providers, or other services (collectively, "Third-Party Services"). We do not control, endorse, or assume responsibility for Third-Party Services. Your use of Third-Party Services is at your own risk and subject to their terms and privacy policies.
User Content and Community Standards
The Services may allow you to submit, post, or share content, feedback, or other materials ("User Content"). You retain ownership of your User Content. By submitting User Content, you grant NGL LAW a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to host, store, reproduce, display, perform, publish, distribute, and create derivative works of your User Content for the purpose of operating, improving, and promoting the Services.
You represent and warrant that you have all rights necessary to submit User Content and that your User Content will not: (a) infringe or violate any intellectual property, privacy, publicity, or other rights; (b) be unlawful, misleading, defamatory, obscene, hateful, harassing, or otherwise objectionable; (c) contain malware or harmful code; (d) violate sanctions, export control, or other applicable laws.
Intellectual Property Rights
The Services, including all content, text, graphics, data, compilations, interfaces, designs, logos, and software, are owned by NGL LAW or its licensors and are protected by copyright, trademark, and other laws. Except as expressly permitted by these Terms, you may not copy, modify, adapt, translate, create derivative works, distribute, license, sell, lease, publicly display, publicly perform, or otherwise exploit the Services or any content therein without our prior written consent.
License to Use the Services
Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Services for your personal, non-commercial use, or for internal business purposes if you are an enterprise customer with a separate written agreement. Any use of the Services not expressly permitted by these Terms is prohibited.
Prohibited Uses
- Accessing or using the Services for unlawful purposes, or in violation of any applicable law or regulation.
- Scraping, crawling, data mining, or using any automated means to access the Services or extract data without our prior written consent.
- Reverse engineering, decompiling, or attempting to discover the source code or underlying components of the Services.
- Interfering with or disrupting the integrity or performance of the Services.
- Redistributing, reselling, sublicensing, or otherwise making market data or content from the Services available to third parties without authorization.
- Impersonating any person or entity, or misrepresenting your affiliation.
- Bypassing or attempting to bypass any access, rate-limiting, or security controls.
Subscriptions, Billing, and Refunds
We may offer paid subscriptions or premium features. Prices, features, and availability are subject to change. If you enroll in a subscription, you authorize us to charge your payment method on a recurring basis until you cancel. Unless stated otherwise, subscriptions automatically renew for successive periods at the then-current rate.
To avoid renewal charges, cancel before the renewal date through your account settings or by contacting us at [email protected]. Fees paid are non-refundable except as required by law or expressly stated in an applicable offer. We may issue prorated or full refunds at our discretion where legally required.
Trial Offers and Promotions
Trial offers or promotions may be subject to additional terms. Unless you cancel before the trial ends, your subscription may convert to a paid plan at the then-current rate. We reserve the right to modify or revoke any trial or promotion at any time.
Risk Disclosure
Trading and investing involve substantial risk, including the possible loss of principal. Digital assets are volatile and may be subject to regulatory uncertainty, cybersecurity risks, and market manipulation. Past performance is not indicative of future results. You are solely responsible for your own investment decisions.
Disclaimers of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO WARRANTIES OF ACCURACY, NON-INFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND QUIET ENJOYMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE, OR FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT ANY DEFECTS WILL BE CORRECTED.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL NGL LAW, ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, ENHANCED, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ANY CLAIMS ARISING OUT OF OR RELATED TO THE SERVICES SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO US FOR THE SERVICES IN THE SIX (6) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (US$100).
Indemnification
You agree to defend, indemnify, and hold harmless NGL LAW and its owners, officers, directors, employees, agents, affiliates, and licensors from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with: (a) your access to or use of the Services; (b) your User Content; (c) your violation of these Terms; or (d) your violation of any law or third-party right.
Compliance, Export, and Sanctions
You represent and warrant that you are not located in, organized under the laws of, or ordinarily resident in any country or territory subject to comprehensive U.S. sanctions, and that you are not a person or entity on any U.S. Government restricted lists. You agree to comply with all applicable export control, sanctions, and anti-money laundering laws, including U.S. Export Administration Regulations and OFAC sanctions programs.
Security
We employ commercially reasonable administrative, technical, and physical safeguards intended to protect the Services. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security. You are responsible for implementing appropriate safeguards for your devices, credentials, and data.
Electronic Communications and Notice
By using the Services, you consent to receive communications from us electronically, including notices, disclosures, and transactional messages. We may provide notices by email, through the Services, or by posting to our website. You agree that all such communications satisfy any legal requirement that such communications be in writing.
Copyright and DMCA Policy
We respect intellectual property rights and expect users to do the same. If you believe that content on the Services infringes your copyrights, you may submit a notification pursuant to the Digital Millennium Copyright Act (DMCA) to our designated agent with the following information: (1) a physical or electronic signature; (2) identification of the copyrighted work claimed to have been infringed; (3) identification of the material claimed to be infringing and information reasonably sufficient to permit us to locate the material; (4) your contact information; (5) a statement that you have a good faith belief that use of the material is not authorized by the copyright owner, its agent, or the law; and (6) a statement that the information is accurate and, under penalty of perjury, that you are authorized to act on behalf of the owner.
Designated Agent: Diane Caddy, NGL LAW, 2000 E Rio Salado Pkwy, Tempe, AZ 85281, Email: [email protected].
Termination
We may suspend or terminate your access to the Services at any time, with or without notice, for any reason or no reason, including if we believe you have violated these Terms. Upon termination, your right to use the Services will immediately cease, but the following sections will survive: Intellectual Property Rights; Disclaimers of Warranties; Limitation of Liability; Indemnification; Governing Law; Arbitration; Class Action Waiver; Severability; and any other provisions which by their nature should survive.
Governing Law; Arbitration; Class Action Waiver
These Terms and any dispute, claim, or controversy arising out of or relating to them or the Services (collectively, "Disputes") shall be governed by the laws of the State of Arizona and the United States, without regard to conflicts of law principles.
Mandatory Arbitration. Except for claims that qualify for small-claims court, you and NGL LAW agree that all Disputes will be resolved exclusively by binding, individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules or Commercial Arbitration Rules, as applicable. The Federal Arbitration Act (FAA) governs the interpretation and enforcement of this arbitration agreement. The arbitration will be conducted in Maricopa County, Arizona, or by video/teleconference where appropriate.
Class Action Waiver. YOU AND NGL LAW AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE CLAIMS OF MORE THAN ONE PERSON OR OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING.
Opt-Out. You may opt out of mandatory arbitration by sending a written notice of your decision to opt out to [email protected] or to the postal address listed below within 30 days of your first use of the Services or the effective date of these Terms, whichever is later. Your opt-out will not affect other provisions of these Terms.
Taxes
You are solely responsible for determining and paying any taxes, duties, or fees arising from your use of the Services, including any transactions you undertake with third parties.
Force Majeure
We are not liable for any delay or failure to perform resulting from causes beyond our reasonable control, including acts of God, natural disasters, power outages, labor disputes, governmental actions, telecommunications or internet failures, denial-of-service attacks, or other similar events.
Severability and Miscellaneous
If any provision of these Terms is held invalid or unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect. No waiver of any term will be deemed a further or continuing waiver of such term or any other term.
These Terms constitute the entire agreement between you and NGL LAW regarding the Services and supersede any prior or contemporaneous agreements on the subject matter. You may not assign or transfer your rights or obligations under these Terms without our prior written consent; we may assign our rights and obligations without restriction. Nothing in these Terms creates any agency, partnership, or joint venture.
Contact Information
NGL LAW is owned and operated by Diane Caddy. For questions about these Terms, subscription inquiries, notices, or consumer complaints, please contact:
NGL LAW c/o Diane Caddy
2000 E Rio Salado Pkwy
Tempe, AZ 85281
Email: [email protected]
